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Commercial Loans
Whether you're starting up a
new business endeavor, building a new location, expanding your
product line or simply trying to consolidate debt, our commercial
loan officers can customize a loan to fit your specific business
needs.
- Start-Up
Loans
- Expansion
Loans
- Real Estate
Acquisition Loans
- Operating
Expense Loans
- Debt Consolidation
Loans
- Seasonal
Lines of Credit
- Machinery
/ Equipment Loans
- Inventory
Loans
- We offer
both short and long term business loans with flexible re-payment
terms.
SBA
Loans
If you're thinking about starting a new business or expanding
your existing business, we can assist you with participation in
special loan programs offered by the Small Business Administration.
While starting a business can be complicated, we're dedicated to
supporting small business growth in our community and are committed
to seeing your dream become a reality.
Compared to conventional
business financing, SBA loans can offer easier qualification, lower
down-payments and more affordable monthly payments.
An SBA Loan
may be an option to consider if you're starting or buying a new
business or are unable to secure conventional financing.
SBA Loans are backed
by the US Small Business Administration, an independent Agency
of the Executive Federal Government.
Business
Manager™
Could improved cash flow help your business? We'll help you open
the door to better cash flow through a program called Business
Manager.
A complete
system that allows you to get cash for your receivables on a
daily basis by selling them to the bank at a discount.
Effectively
puts your business on an all-cash basis, enabling you to:
- Take early payment
discounts from supplier
- Take advantage of
quantity buying discounts
- Pursue new business
opportunities
- Increase sales
- Make payroll
- Re-direct staff time
- Offer convenient payment
terms to your customers
- Reduce lines of credit
eliminate debt
Saves
you time and money traditionally spent on receivables management
and gives you more time to focus on building your business. Is Business
Manager a fit for your business? The best way to find out is
to talk briefly with one of our Business Manager specialists.
Within just a few minutes, you'll know if the program is right
for your business. |
