Our Mortgage Application Process

1. Mortgage Application Checklist - This is a checklist to assist you in collecting the required information needed in order to apply for a loan. It uses letter size paper (8 1/2 x 11) and is in Adobe Acrobat™ (.pdf). Print it here.


2. Mortgage Application - This is our Universal Residential Loan Agreement (URLA). It uses letter size paper (8 1/2 x 11) and is in Adobe Acrobat™ (.pdf). Print it here.


3. Authorization to check credit history - This form gives Bank of Pontiac permission to check your credit history. It is a necessary step in the loan approval process. It is available in Adobe Acrobat™ (.pdf) and uses letter size paper (8 1/2 x 11). Print it here.
   
   
4. Credit Affidavit - This form tells us whether you are applying for credit individually or jointly. It is a necessary step in the loan approval process. It is available in Adobe Acrobat™ (.pdf) and uses letter size paper (8 1/2 x 11). Print it here.


5. USA PATRIOT ACT Drivers License Documentation - Required by law, we must obtain this information from our customers. It is available in Adobe Acrobat™ (.pdf) and uses letter size paper (8 1/2 x 11). Print it here.


6. Borrower Identification Statement - This form ensures that you and your dependents are provided protections if you are an active duty member of the Armed Forces. It is a two page form available in Adobe Acrobat™(.pdf) and uses letter size paper (8 1/2 x 11). Print it here.